Asking how long it takes to get a loan approved is like asking how long a piece of string is. Every application is unique, so the time between your first contact with your bank or broker and approval...
Hopping into Investments this Easter
24/03/2021 18:00 PM
How are you planning to spend your Easter break? Is this the best time to invest in property? Timing is crucial in buying an investment. It could be tricky because of demands and prices affecting the...
What is LMI?
05/02/2021 18:00 PM
Applying for a Mortgage Loan? I'm sure you've heard the term "LMI". So, what is LMI? Should you consider it or avoid it? LMI is short for Lenders Mortgage Insurance. It is the insurance...
Is it time for you to Refinance?
22/01/2021 00:00 AM
Are you a home-owner with a mortgage? Want a better rate? Consolidate your debts? Pay down your mortgage quickly? Access equity? Review your current mortgage and maybe it’s time for you to...
Finance Broker or bank?
07/10/2020 15:00 PM
When you’re looking for a home loan, you could go to a finance broker or to a bank. While a bank will only offer you its own products, but a finance broker is an industry expert who will take the...
Ways to fund your renovation
15/08/2020 12:00 PM
Considering transforming your home from ‘banal’ to ‘brilliant’, one thing you must do is to think about how the money you spend on a renovation will increase the value of your property. For...
What counts as genuine savings in a loan application?
11/07/2020 07:00 AM
If you apply for a home loan, particularly if the loan is for more than 80 percent of a property’s value, you’ll more than likely have to prove to lenders that you have a satisfactory amount of...
First Home Buyers given new financial year gift!
22/06/2020 16:56 PM
Good news: On July 1, another 10,000 spots will be made available in the popular First Home Loan Deposit Scheme . ...
What are you waiting for? Home builders, renovators grant of $25,000
06/06/2020 07:00 AM
Australians will be offered $25,000 grants to build a new home or start a major renovation under near-$700 million federal government housing package in a bid to boost the economy and act...
Is one phone call really all it takes to secure a lower interest rate?
23/05/2020 13:10 PM
With official interest rates at a record low, shrewd mortgage holders may take the opportunity to call their lender to ask for a better deal. But when even a small interest rate reduction means...
